Health Insurance In-Depth

Colorado Small Business Health Insurance Regulations

Colorado health insurance regulations govern small business and self-employed health insurance. Our guide lists the most important ones.




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Colorado small business health insurance laws

Colorado health insurance companies are required to sell small group health insurance to any small business of 2 to 50 employees. Colorado health insurance companies must also offer two state standardized policies.

Minimum participation requirements must be met to maintain your policy.

Prices can vary due to family size, location and age but not health.

Illness is not legal grounds for termination.

Colorado health insurance for the self-employed

Self-employed individuals can either purchase a Colorado small business health insurance policy or an individual Colorado health insurance policy. An individual policy's premiums can be deducted from your taxes.

CO small business health insurance quotes and info

Need more help? Read our guide to small business health insurance.

For more on CO group health insurance rules and regulations, check out the Colorado Department of Regulatory Agencies, Insurance Division.


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