Connecticut Small Business Health Insurance
There are different
Connecticut health insurance laws regarding small businesses or the self-employed. Often these
types of health insurance policies are easier to qualify for than an individual health
insurance policy, even if you are not in the best of health.
Describes small business health insurance laws in
Briefly explains self-employed Connecticut health insurance.
Alerts you to a beneficial tax deduction.
We also have a guide to Connecticut for families and individuals.
Compare plans for your small business or group:
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Use our fast and free comparison service to get quotes from major insurers in your state:
Connecticut small business health insurance regulations
health insurance companies must sell small business health insurance to any small business. Additionally, small businesses must be offered a standardized "Blue Ribbon" health plan.
Qualifying Connecticut small businesses must be offered the same health insurance sold to other
Connecticut small business. To be eligible a small business must have employees totalling
between 2 and 50.
Also, employees must meet a minimum level of participation in
order to qualify for Connecticut small business health insurance. Depending upon the health
insurance company, a percentage of employees must purchase the policy or the Connecticut small
business health insurance policy will be terminated.
Furthermore, the employer might be asked to contribute a minimum amount toward each employee's premiums before the health insurance company agrees to sell him
If both requirements are met,
Connecticut health insurance companies must sell health insurance to any small business that
On a different note, the cost of Connecticut small business health insurance
is only slightly limited. The price of Connecticut small business health insurance can
fluctuate due to the age, gender or health status of the employees, but within
Finally, as with individual health insurance policies, illness can not be
used as grounds for terminating an Connecticut small business health insurance policy.
Self-employed Connecticut health insurance
States handle health insurance for the self-employed
differently. In Connecticut, if you are the sole employee and owner of a business, you can still purchase an Connecticut small
business health insurance policy.
This means youa lso enjoy all the same health insurance protections that small businesses do.
Although you will be solely responsible for purchasing your health insurance, there is one great advantage. As a
self-employed business owner, you are eligible to deduct a portion of your Connecticut health insurance premiums from your
taxes. If you itemize your tax deduction, up to 80% of your premiums can be deducted.
More CT small business health insurance help
If you want more help getting the a good health insurance policy, read our guide to small business health insurance.
To find out more about CT group health insurance laws and regulations, visit the official website of the State of Connecticut Insurance Department.