Health Insurance In-Depth

Minnesota Small Business Health Insurance Regulations

Minnesota group health insurance and small business health insurance are governed by state regulation. Our guide lists the most important ones.

Read our guide on Minnesota health insurance for families and individuals.




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Minnesota small business health insurance laws

Minnesota health insurance companies are required to sell small group health insurance to any eligible small business (2 to 50 employees). Your group must meet the minimum level of participation your Minnesota health insurance company requires.

Minnesota health insurance companies can not legally charge higher premiums due to the group's health status and risk. Furthermore, policy cancellation due to illness is illegal.

Minnesota health insurance for the self-employed

Self-employed individuals can not purchase group health insurance. Health insurance premiums can be deducted from your taxes if you are a self-employed and purchasing your own health insurance.

MN small business health insurance quotes and info

For quotes and info, read our guide to affordable small business health insurance.

For more on MN group health insurance rules and regulations, check out the Department of Commerce.

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