Health Insurance In-Depth

Missouri Small Business Health Insurance Regulations

Missouri group health insurance and small business health insurance are governed by state regulation. Our guide lists the regulations we think you should become familiar with before you shop.

Read our guide on Missouri health insurance for families and individuals.




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Missouri small business health insurance laws

Missouri health insurance companies are required to sell small group health insurance to any eligible small business (2 to 50 employees). Your company will be asked to meet minimum participation requirements.

Missouri health insurance companies can charge higher premiums for Missouri small business health insurance policy due to the group's health, gender, age and risk; they can not, however, cancel a policy because of an insured individual's health.

Missouri health insurance for the self-employed

In Missouri, the self employed are not allowed to buy a small group health insurance policy. Your individual self=-employed health insurance policy premiums can be claimed as an itemized tax deduction.

MO small business health insurance quotes and info

For quotes and info, read our guide to affordable small business health insurance.

For more on MO group health insurance laws and regulations, visit the official website of the Missouri Department of Insurance.


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