New Jersey Small Business Health Insurance Regulations

New Jersey group health insurance and small business health insurance are governed by state regulations.

Read our guide on New Jersey health insurance for families and individuals.

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New Jersey small business health insurance laws

Small group health insurance must be sold to any eligible small business (2 to 50 employees). In some cases, a certain percentage of employees must purchase health insurance or the policy will be canceled.

New Jersey health insurance laws prohibit any health insurance company from charging higher premiums due to health status and do not allow policies to be canceled due to the health of an insured employee.

New Jersey health insurance for the self-employed

If you are self-employed and employ no on else, you are only eligible to purchase an individual health insurance policy. The premiums, however, are tax deductible if you itemize.

NJ small business health insurance quotes and info

For quotes and info, read our guide to affordable small business health insurance.

For more on NJ group health insurance rules and regulations, check out the New Jersey Department of Banking and Insurance.

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