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Group Health Insurance Regulations State-by-State

Small business health insurance is heavily regulated at the state level. If you are looking to buy new coverage, or replace your current policy, you should become familiar with your state's health insurance laws.

This guide:

  Lists the major laws governing group health insurance in every state

  Explains how these regulations affect small businesses

  Links to the appropriate regulatory agency if you need more help


We also have guides to state regulations governing individual and family health insurance.




Get a free quote for your small business

You can get an online quote, or speak to an agent in your area who can help you decide on what options are best for your small business.


Start by telling us what state you are in:

State group insurance regulations

Click on your state's name for a more detailed look at the local laws governing group health insurance.

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut  
Delaware
DC
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts  
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire  
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming







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This internet site provides information of a general nature for educational purposes only and is not intended to be legal advice. We make no guarantees as to the validity of the information presented. Your particular facts and circumstances, and changes in the law, must be considered when applying insurance law. You should always consult with a competent insurance professional licensed in your state with respect to your particular situation.