Arizona Health Insurance Regulations

Arizona health insurance regulations protect both you and the insurance company - taking time to understand both is important.

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Arizona health insurance laws

Arizona health insurance health insurance policies must include:

  • a guaranteed renewability provision
  • a pre-existing exclusion period
  • coverage for newborns and newly adopted children for the first 31 days.

Arizona health insurance regulations

Arizona health insurance companies can exercise the following:

  • deny you health insurance on the basis of health
  • charge more for health insurance on the basis of health
  • increase premiums on the basis of health and age.

However, your health can not be the determining factor for policy cancellation.

Arizona health insurance: temporary policies

Temporary Arizona health insurance are called conversion policies. These can be costly.

Other AZ health insurance info

If you want more help getting a good health insurance policy, read our guide to health insurance.

Or check out our guide to Arizona small business health insurance.


For more on AZ health insurance, visit the State of Arizona Department of Insurance.

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