Florida Health Insurance Regulations

Florida has stringent health insurance regulations - but that doesn't mean you don't need to know them!

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Florida health insurance policy regulations

Florida health insurance policies include the following provisions:

  • guaranteed renewability provision
  • exclusion period for pre-existing conditions for any length of time

Florida health insurance regulations

Florida health insurance companies can:

  • deny you health insurance on the basis of your health
  • charge you higher premiums on the basis of your health and age

Florida health insurance companies must:

  • not cancel an existing health insurance policy due to illness.

Florida health insurance: temporary policies

Temporary health insurance is available through conversion policies.

Other FL health insurance info

If you want more help getting a good health insurance policy, take our free health insurance internet course.

Or check out our guide to Florida small business health insurance.


For more on FL health insurance, visit the Florida Department of Regulatory Agencies, Insurance Division.

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