Georgia Health Insurance Regulations

Georgia health insurance regulations protect both you and the insurance company - taking time to understand both is important.

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Georgia health insurance laws

Georgia health insurance policies must include the following:

  • guaranteed renewability provision
  • exclusion period for pre-existing conditions of no more than 2 years (usually but not required)
  • 31 day coverage for newborns and adopted children.

Georgia health insurance regulations

Georgia health insurance companies can:

  • deny you health insurance on the basis of your health
  • charge you higher premiums on the basis of your health

Georgia health insurance companies are prohibited from:

  • terminating an existing health insurance policy due to illness.

Georgia health insurance: temporary policies

Conversion plans are available for temporary Georgia health insurance.

Other GA health insurance info

If you want more help getting the best health insurance policy to meet your needs, read our guide to small business health insurance.

Or check out our guide to Georgia small business health insurance.


For more on GA health insurance, visit the official website of the Georgia Insurance and Safety Fire Commissioner.

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