Iowa Health Insurance Regulations

Iowa has limited insurance regulations so it's important to understand them.

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Iowa health insurance laws

Iowa health insurance policies are required to include the following:

  • guaranteed renewability provision
  • exclusion period for pre-existing conditions of no more than 12 months.

Iowa health insurance regulations

Iowa health insurance companies can:

  • deny you health insurance on the basis of your health
  • charge you higher premiums on the basis of your health and age, within limits

Iowa health insurance companies must:

  • not cancel an existing health insurance policy due to illness.

Iowa health insurance: temporary policies

Temporary health insurance is available through conversion policies.

Other IA health insurance info

For more help, read our health insurance guide.

Or check out our guide to Iowa small business health insurance.


For more on IA health insurance, visit the Iowa Insurance Division.

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