Kansas Health Insurance Regulations

Kansas does not have as many health insurance regulations as other states - which means it's important to know them well.

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Kansas health insurance laws

Kansas health insurance policies are required to include the following:

  • guaranteed renewability provision
  • exclusion period for pre-existing conditions of no more than 2 years
  • 31 day coverage for newborns and adopted children

Kansas health insurance regulations

Kansas health insurance companies can:

  • deny you health insurance on the basis of your health
  • charge you higher premiums on the basis of your health

Kansas health insurance companies are prohibited from:

  • terminating an existing health insurance policy due to illness.

Kansas health insurance: temporary policies

Conversion plans or short term health insurance plans are available for temporary Kansas health insurance.

Other KS health insurance info

If you want more help getting a good health insurance policy, read our guide to health insurance.

Or check out our guide to Kansas small business health insurance.

For more on KS health insurance, visit the Kansas Department of Commerce and Consumer Affairs, Insurance Division.

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