Louisiana Health Insurance Regulations

Louisiana does not have as many health insurance regulations as other states - which means it's important to know them well.

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Louisiana health insurance laws

Louisiana health insurance policies must include the following:

  • guaranteed renewability provision
  • exclusion period for pre-existing conditions of no more than 12 months.

Louisiana health insurance regulations

Louisiana health insurance companies can:

  • deny you health insurance on the basis of your health
  • charge you higher premiums on the basis of your health and age

Louisiana health insurance companies are prohibited from:

  • terminating an existing health insurance policy due to illness.

Louisiana health insurance: temporary policies

Conversion plans or short term health insurance plans are available for temporary Louisiana health insurance.

Other LA health insurance info

If you want more help getting a good health insurance policy, read our guide to health insurance.

Or check out our guide to Louisiana small business health insurance.


For more on LA health insurance, visit the Louisiana Department of Insurance.

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