Maryland Health Insurance Regulations

Maryland does not have as many health insurance regulations as other states - which means it's important to know them well.

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Maryland health insurance laws

Maryland health insurance policies include the following provisions:

  • guaranteed renewability provision
  • exclusion period for pre-existing conditions of no more than 2 years.
  • 31 day coverage for newborns and adopted children

Maryland health insurance regulations

Maryland health insurance companies can:

  • deny you health insurance on the basis of your health and age
  • charge you higher premiums on the basis of your health and age

Maryland health insurance companies must:

  • not cancel an existing health insurance policy due to illness.

SAAC insurance companies must offer a Maryland health insurance policy to anyone during their annual open enrollment period.

Maryland health insurance: temporary policies

Temporary health insurance is available through conversion policies. or short-term Maryland health insurance.

Other MD health insurance info

If you want more help getting a good health insurance policy, take our free health insurance internet course.

Or check out our guide to Maryland small business health insurance.

For more on MD health insurance, visit the Maryland Insurance Administration.

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