Ohio Health Insurance Regulations

Ohio does not have as many health insurance regulations as other states - which means it's important to know them well.

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Ohio health insurance laws

Ohio health insurance policies are required to include the following:

  • guaranteed renewability provision
  • exclusion period for pre-existing conditions of no more than 12 months.
  • 31 day coverage for newborns and adopted children

Ohio health insurance regulations

Ohio health insurance companies can:

  • deny you health insurance on the basis of your health
  • charge you higher premiums basis of your health.

Oklahoma health insurance companies must:

  • hold a 30 day open enrollment period on which health does not affect your eligibility or cost
  • not cancel an existing health insurance policy due to illness.

Ohio health insurance: temporary policies

Conversion plans offer temporary Ohio health insurance.

Other OH health insurance info

For more help, read our health insurance guide.

Or check out our guide to Ohio small business health insurance.


For more on OH health insurance, visit the Ohio Department of Insurance.

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