Washington Health Insurance Regulations

Washington has limited insurance regulations so it's important to understand them.

Get a free health insurance quote

Research quotes, and apply for coverage at eHealthInsurance. You can pick what coverage you want and set your limits and deductibles, before applying for more personalized rate info.

Start here:

	Gender	Date of Birth MM         DD          YYYY
Applicant*	-- Male Female	/ /
Spouse	-- Male Female	/ /
Enter Zip Code:

If you do not receive enough quotes to make an accurate comparison, try adding quotes from InsureMe. This is a service that will provide you with competing quotes from local agents who can also offer help with setting coverage limits, deciding on a plan, etc. Click here to fill out one quick form.

Washington health insurance laws

Washington health insurance policies are required to include the following:

  • guaranteed renewability provision
  • exclusion period for pre-existing conditions of no more than 9 months.
  • 31 day coverage for newborns and adopted children

Washington health insurance regulations

Washington health insurance companies can:

  • deny you health insurance on the basis of your health and
  • not charge you higher premiums on the basis of your health

Washington health insurance companies are prohibited from:

  • terminating an existing health insurance policy due to illness.

Washington health insurance: temporary policies

Temporary Washington health insurance is available in the form of conversion insurance policies.

Other WA health insurance info

For more help, read our health insurance guide.

Or check out our guide to Washington small business health insurance.


For more on WA health insurance, visit the official website posted by the Insurance Commissioner.

Want to learn even more?

Then subscribe to our free email course. You'll learn the simple step-by-step process that will help you locate, evaluate, and purchase the best possible health plan for you and your family. (Or your small business).

Sign up here: