Health Insurance In-Depth

Wisconsin Health Insurance Regulations

Wisconsin does not have as many health insurance regulations as other states - which means it's important to know them well.



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Wisconsin health insurance laws

Wisconsin health insurance policies are required to include the following:

  • guaranteed renewability provision
  • exclusion period for pre-existing conditions of any amount.
  • 31 day coverage for newborns and adopted children

Wisconsin health insurance regulations

Wisconsin health insurance companies can:

  • deny you health insurance on the basis of your health
  • charge you higher premiums on the basis of your health

Wisconsin health insurance companies are prohibited from:

  • canceling an existing health insurance policy due to illness.

Wisconsin health insurance: temporary policies

Conversion plans or three standardized health insurance plans are available for temporary Wisconsin health insurance.

Other WI health insurance info

If you want more help getting a good health insurance policy, read our guide to health insurance.

Or check out our guide to Wisconsin small business health insurance.


For more on WI health insurance, visit the Wisconsin Office of the Commissioner of Insurance.


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