home > medical insurance basics
Medical Insurance Basics
Reliable health care is something none of us should ever be without. With the price of many health services, this means securing good medical insurance.
As with any product, educating yourself about the different aspects of this service is the first and most important step that you, the consumer, need to take in order to ensure that your money is being well spent. By being here on this site, you have already started this process. The following is our guide to understanding the basics of the medical insurance maze.
This guide contains:
Pt. 1 - Makes clear why everyone needs medical coverage
Pt. 2 - Explains how medical insurance works
Pt. 3 - Lists the health care services you should expect from a policy
Pt. 4 - Spells out the traditional costs of medical insurance coverage
Compare health plans and get instant quotes:
The search for the best coverage at the lowest price starts with comparing as many plans as possible from providers in your area.
To choose among the hundreds of plans available to you, use our fast and free comparison service to get quotes from major insurers in your state:
Do You Qualify For A Subsidy?
Find out if you qualify for a government subsidy under Obamacare. Millions of Americans will have their insurance rates reduced under the new health care law. Learn how much you could save with our simple calculator.
How this site can help you get the best coverage
Everyone has individual health care needs. You want to purchase a medical insurance plan that best fits your needs.
Whether you are looking for a medical insurance plan to cover just yourself and your family, or you're a small business owner who'd like to offer group medical insurance for your employees, or even whether you want basic individual coverage or comprehensive major medical coverage, our online medical insurance site (what you are looking at now, fyi) will help you get the job done, and done right.
We supply you with information on every step of the process, from understanding the basics of health care to getting competitive medical insurance quotes to finally making the right purchase for you.
We also help you by partnering with excellent online companies that specialize in providing medical insurance quotes, health plan information and free information on EVERY doctor in the country that you can use to further explore your coverage options.
Start your search at eHealthInsurance, where you can compare competing health insurance plans in your area, or, if you prefer to receive personal assistance with your search, visit NetQuote, a free service that will help put you in voice contact with independent agents (also in your area) who can design a medical insurance plan to fit your individual needs.
What's in this guide
This guide is intended to put the information (and power) in your corner. A consumer armed with a better understanding of how health care in general, and medical insurance in particular, works, has no need to rely on guesswork or a biased insurance salesman's pitch.
We start with the most basic guide to how medical insurance works, and also review the medical costs and medical insurance services associated with health coverage.
We also have important information on finding affordable health insurance without sacrificing quality, and on how to shop and compare policies with free online health insurance quotes
Next: Why you should get health insurance coverage