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Whether you're a seasoned globe trotter or a first-time international adventurer, travel health insurance is an important part of planning your time abroad. Travel health insurance picks up where your standard coverage leaves off, which is usually at the border.
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Who needs travel insurance?
Any American who will be traveling abroad in the next year should look into buying travel medical insurance. That's because most standard health plans, including Medicare do not cover medical expenses incurred while abroad.
What a travel health insurance policy covers
This varies a lot, of course, but common coverages include: both emergency and non-emergency medical expenses, medical evacuation, prescription drug coverage, and some death benefits. More expensive policies will include emergency dental coverage. A lot of policies also cover medical treatment needed on domestic trips.
Choosing your travel medical insurance policy options
Most travel health insurance companies will offer a several coverage options. The biggest choice is policy length. Travel polices usually come in two varieties: extended coverage (usually a year in length) for multiple trips and more limited one-trip policies.
Getting travel insurance quotes online
The internet is an ideal market for a consumer product like travel medical insurance. Doing online research and completing the application proccess is fast and easy, and you need not bother with health insurance agents if you prefer not to.
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