Buying Small Business Health Insurance

As a small business owner, you can purchase a small business health insurance plan and save money for everyone.

Small business health insurance: the benefits

The benefits of small business health insurance are its lower premiums and more extensive coverage. As an employer, you can get tax deductions for small business health insurance contributions.

Only businesses with 2-50 employees qualify. If you're self-employed, check out health insurance for self employed individuals.

Small business health insurance: the basics

Small business health insurance rates and coverage are calculated for the entire group. Additions to the policy can be made by individual employees at extra cost.

There are different small business health insurance policy types: fee-for-service, HMO, PPO, and POS.

Small business health insurance: the price

Small business health insurance is cheaper than individual health insurance. Still, it's not cheap.

Small business health insurance: the quote

Getting a quote will require some estimating - the group's average age, health etc. The more accurate the information, the more accurate the quote.

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For more information about small business health insurance rights and regulations in your area, take a look at our state guides to group health insurance.

Need to read more? Check out our guide's introduction to health insurance or read more about the different health insurance plans available.