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In-Depth Guide to Group Insurance
Small group insurance benefits are an important part of today's compensation packages for employees of even the smallest companies. But health insurance isn't for business only: almost any small group of 2 to 50 people can qualify for group health insurance, often at a substantial discount for individual employees over similar plans offered individually.
Get a free quote for your small business
You can get an online quote, or speak to an agent in your area who can help you decide on what options are best for your small business.
In most states, only businesses with 2-50 employees qualify for small business health insurance. If you are self-employed and no one else works for you, look into buying health insurance for self employed individuals.
How group health insurance works
A small business health insurance plan provides coverage for its members with rates calculated on a kind of bulk rate for the group. Employees may be able to add their own policy riders and have additional coverage to customize the policy to meet their specific needs, such as adding or subtracting optical or family care, but the basic policy format will remain the same for the whole group.
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This internet site provides information of a general nature for educational purposes only and is not intended to be legal advice. We make no guarantees as to the validity of the information presented. Your particular facts and circumstances, and changes in the law, must be considered when applying insurance law. You should always consult with a competent insurance professional licensed in your state with respect to your particular situation.